# Legacy Agent > Site description Join Legacy Agent and build your insurance business with top commissions, free tools, expert mentorship, and real-world training. No MLM. Just results. ## Site contents [Phone-In Life Insurance Leads](https://legacyagent.com/index.php/en/component/content/article/phone-in-insurance-leads?catid=28&Itemid=164): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Facebook Premium Life Insurance Leads](https://legacyagent.com/index.php/en/component/content/article/facebook-premium-leads?catid=28&Itemid=164): Our Facebook life insurance lead programs are designed to put more money in your pocket. Life insurance questions are asked and answered. [Facebook Life Insurance Leads](https://legacyagent.com/index.php/en/component/content/article/facebook-exclusive-leads?catid=28&Itemid=164): Our Facebook life insurance lead programs are designed to put more money in your pocket. [Voicemail Life Insurance Leads](https://legacyagent.com/index.php/en/component/content/article/voicemail-exclusive-leads?catid=28&Itemid=164): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [New Sales Bonus From Prosperity Life!](https://legacyagent.com/index.php/en/new-sales-bonus-from-prosperity-life): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [AmAm/Occidental - Term Made Simple Update](https://legacyagent.com/index.php/en/amam-occidental-term-made-simple-update): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Effective December 13, Assurity will be discontinuing LifeScape Universal Life](https://legacyagent.com/index.php/en/effective-december-13-assurity-will-be-discontinuing-lifescape-universal-life): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [New Product Announcement](https://legacyagent.com/index.php/en/new-product-announcement): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Updates to underwriting guidelines - Marijuana](https://legacyagent.com/index.php/en/updates-to-underwriting-guidelines-marijuana): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [LifeScape Joint Whole Life will be discontinued as of October 15, 2019](https://legacyagent.com/index.php/en/lifescape-joint-whole-life-will-be-discontinued-as-of-october-15-2019): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Marketing Strategy & Lead Access | Legacy Agent Sales Tools](https://legacyagent.com/index.php/en/career/lead-options): See how Legacy Agent helps life insurance agents grow with ethical marketing, proven lead access, and support to succeed — without hype or pressure. [Life Insurance agent Podcast](https://legacyagent.com/index.php/en/news/podcast): Podcasts for life insurance agents to lean from industry leaders. [Legacy Agent Newsletter | Tips, Tools & Training Updates](https://legacyagent.com/index.php/en/news/agent-newsletter): Stay ahead with practical sales tips, product insights, and marketing strategies from Legacy Agent. Fresh updates for independent life insurance agents who want results without the hype. [Life Insurance Agent Carrier Contracting](https://legacyagent.com/index.php/en/career/contracting): As a life insurance agent contracted with us, you’ll be able to tap into our agent life insurance lead programs, technology and mentorship. Wish to build a team or already have a team looking for a new home, then we have a place for you here. [Get Licensed](https://legacyagent.com/index.php/en/career/get-licensed): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [How to use Social Media to build your prospect list](https://legacyagent.com/index.php/en/news/latest-news/how-to-use-social-media-to-build-your-prospect-list): The latest news in the life insurance industry. Providing life insurance agents with ideas to increase sales. [The deadliest time of year is coming – are you ready?](https://legacyagent.com/index.php/en/news/latest-news/the-deadliest-time-of-year-is-coming-are-you-ready): The latest news in the life insurance industry. Providing life insurance agents with ideas to increase sales. [How to present successfully](https://legacyagent.com/index.php/en/news/latest-news/how-to-present-successfully): The latest news in the life insurance industry. Providing life insurance agents with ideas to increase sales. [How to Evaluate Life Insurance Lead Sources](https://legacyagent.com/index.php/en/news/latest-news/how-to-evaluate-life-insurance-lead-sources): The latest news in the life insurance industry. Providing life insurance agents with ideas to increase sales. [How to Increase Your Monthly Premiums](https://legacyagent.com/index.php/en/news/latest-news/how-to-increase-your-monthly-premiums): The latest news in the life insurance industry. Providing life insurance agents with ideas to increase sales. [Legacy Agent | Life Insurance Careers with Real Mentorship, Tools & Support](https://legacyagent.com/index.php/en/): Join Legacy Agent and build your insurance business with top commissions, free tools, expert mentorship, and real-world training. No MLM. Just results. [Contact Legacy Agent | Reach Out with Questions or Inquiries](https://legacyagent.com/index.php/en/contact-us): Have questions about getting started, licensing, or carrier contracts? Contact Legacy Agent — we’re here to help you grow your life insurance career. [Legacy Agent News & Updates | Stay Informed on Training & Tools](https://legacyagent.com/index.php/en/news/latest-news): Stay updated with the latest announcements, training updates, and new tools from Legacy Agent. Check back often to stay ahead in your insurance business. [About Legacy Agent | A Better Way to Grow in Life Insurance Sales](https://legacyagent.com/index.php/en/about): Discover how Legacy Agent helps life insurance agents grow through real mentorship, field-tested training, and a system designed to support producers — not recruiters. [What We Offer | Legacy Agent Tools, Mentorship & Insurance Training](https://legacyagent.com/index.php/en/services): Legacy Agent equips life insurance agents with proven tools, one-on-one mentorship, sales training, and ethical support — without contracts or hype. [Permanent Life Insurance](https://legacyagent.com/index.php/en/news/permanent-life-insurance): Permanent life insurance and Indexed universal life is a unique strategy that can provide many features including simple issue policies. Let's take a closer look at how Indexed Universal Life (IUL) can fit your portfolio [Selling Final Expense Insurance](https://legacyagent.com/index.php/en/news/final-expense): Simplified Underwriting and quickly issued policies with commissions paid daily, add to the Final Expense agents’ cashflow enabling you to meet your bills without waiting for underwriting decisions. [Mortgage Protection Sales Tips & Training | Legacy Agent Insights](https://legacyagent.com/index.php/en/news/mortgage-protection): Get the latest Mortgage Protection sales tips, product news, and closing strategies from Legacy Agent. Learn what’s working in the field right now [Fixed indexed Annuities](https://legacyagent.com/index.php/en/news/annuities): While Fixed Index Annuities (FIA's) "seem" complex on the surface, they are a GREAT product that safely provides for cash accumulation as well as "guaranteed lifetime income." Let us show you to add annuities to your portfolio [The Skipper | Leadership Updates & Field Notes from Legacy Agent](https://legacyagent.com/index.php/en/news/the-skipper): Read personal insights, leadership updates, and field-tested lessons from Legacy Agent’s founder. The Skipper shares what’s working — and what’s next. [Is your IMO acting ethically?](https://legacyagent.com/index.php/en/news/latest-news/is-your-imo-acting-ethically): The latest news in the life insurance industry. Providing life insurance agents with ideas to increase sales. [How to succeed with Aged Leads](https://legacyagent.com/index.php/en/news/latest-news/how-to-succeed-with-aged-leads): The latest news in the life insurance industry. Providing life insurance agents with ideas to increase sales. [Three Ways to Break a Sales Slump](https://legacyagent.com/index.php/en/news/latest-news/three-ways-to-break-a-sales-slump): The latest news in the life insurance industry. Providing life insurance agents with ideas to increase sales. [How to use UL/IUL in Mortgage Protection](https://legacyagent.com/index.php/en/news/latest-news/how-to-use-ul-iul-in-mortgage-protection): The latest news in the life insurance industry. Providing life insurance agents with ideas to increase sales. [Direct Mail Leads: where’s all the promises?](https://legacyagent.com/index.php/en/news/latest-news/direct-mail-leads-where-s-all-the-promises): The latest news in the life insurance industry. Providing life insurance agents with ideas to increase sales. [Is your FMO/IMO Earning your Trust](https://legacyagent.com/index.php/en/news/latest-news/is-your-fmo-imo-earning-your-trust): The latest news in the life insurance industry. Providing life insurance agents with ideas to increase sales. [How to stop the final expense chargebacks & stop losing sales](https://legacyagent.com/index.php/en/news/final-expense/how-to-stop-the-final-expense-chargebacks-stop-losing-sales): Simplified Underwriting and quickly issued policies with commissions paid daily, add to the Final Expense agents’ cashflow enabling you to meet your bills without waiting for underwriting decisions. [How to Improve Policy Retention in Final Expense Life Insurance](https://legacyagent.com/index.php/en/news/final-expense/how-to-improve-policy-retention-in-final-expense-life-insurance): Simplified Underwriting and quickly issued policies with commissions paid daily, add to the Final Expense agents’ cashflow enabling you to meet your bills without waiting for underwriting decisions. [How Many Carriers Should a Final Expense Agent Have?](https://legacyagent.com/index.php/en/news/final-expense/how-many-carriers-should-a-final-expense-agent-have): Simplified Underwriting and quickly issued policies with commissions paid daily, add to the Final Expense agents’ cashflow enabling you to meet your bills without waiting for underwriting decisions. [How to overcome the buyers remorse objection](https://legacyagent.com/index.php/en/news/final-expense/how-to-overcome-the-buyers-remorse-objection): Simplified Underwriting and quickly issued policies with commissions paid daily, add to the Final Expense agents’ cashflow enabling you to meet your bills without waiting for underwriting decisions. [Why Sell Final Expense Life Insurance](https://legacyagent.com/index.php/en/news/final-expense/why-sell-final-expense-life-insurance): Simplified Underwriting and quickly issued policies with commissions paid daily, add to the Final Expense agents’ cashflow enabling you to meet your bills without waiting for underwriting decisions. [Working Mortgage Protection Leads](https://legacyagent.com/index.php/en/news/mortgage-protection/working-mortgage-protection-leads): If you’re looking to sell mortgage protection life insurance or already do, then partnering with Legacy is the best choice. We have been in the mortgage protection marketplace for decades offering agents the highest commissions, up to 115%. [The Purpose of a Great Presentation: Mortgage Protection Part Two](https://legacyagent.com/index.php/en/news/mortgage-protection/the-purpose-of-a-great-presentation-mortgage-protection-part-two): If you’re looking to sell mortgage protection life insurance or already do, then partnering with Legacy is the best choice. We have been in the mortgage protection marketplace for decades offering agents the highest commissions, up to 115%. [The Purpose of a Great Presentation: Mortgage Protection Part one](https://legacyagent.com/index.php/en/news/mortgage-protection/the-purpose-of-a-great-presentation-mortgage-protection-part-one): If you’re looking to sell mortgage protection life insurance or already do, then partnering with Legacy is the best choice. We have been in the mortgage protection marketplace for decades offering agents the highest commissions, up to 115%. [Demystifying the Underwritten World](https://legacyagent.com/index.php/en/news/mortgage-protection/demystifying-the-underwritten-world): If you’re looking to sell mortgage protection life insurance or already do, then partnering with Legacy is the best choice. We have been in the mortgage protection marketplace for decades offering agents the highest commissions, up to 115%. [Understanding Living Benefits](https://legacyagent.com/index.php/en/news/mortgage-protection/understanding-living-benefits): If you’re looking to sell mortgage protection life insurance or already do, then partnering with Legacy is the best choice. We have been in the mortgage protection marketplace for decades offering agents the highest commissions, up to 115%. [The "Need" of mortgage protection life insurance](https://legacyagent.com/index.php/en/news/mortgage-protection/the-need-of-mortgage-protection-life-insurance): If you’re looking to sell mortgage protection life insurance or already do, then partnering with Legacy is the best choice. We have been in the mortgage protection marketplace for decades offering agents the highest commissions, up to 115%. [4 Steps to Selling Mortgage Protection Insurance](https://legacyagent.com/index.php/en/news/mortgage-protection/4-steps-to-selling-mortgage-protection-insurance): If you’re looking to sell mortgage protection life insurance or already do, then partnering with Legacy is the best choice. We have been in the mortgage protection marketplace for decades offering agents the highest commissions, up to 115%. [Case Design - Getting back to our roots](https://legacyagent.com/index.php/en/news/permanent-life-insurance/case-design-getting-back-to-our-roots): Permanent life insurance and Indexed universal life is a unique strategy that can provide many features including simple issue policies. Let's take a closer look at how Indexed Universal Life (IUL) can fit your portfolio [Life Insurance as Property](https://legacyagent.com/index.php/en/news/permanent-life-insurance/life-insurance-as-property): Permanent life insurance and Indexed universal life is a unique strategy that can provide many features including simple issue policies. Let's take a closer look at how Indexed Universal Life (IUL) can fit your portfolio [Q&A: Estate Planning with Life Insurance](https://legacyagent.com/index.php/en/news/permanent-life-insurance/q-a-estate-planning-with-life-insurance): Permanent life insurance and Indexed universal life is a unique strategy that can provide many features including simple issue policies. Let's take a closer look at how Indexed Universal Life (IUL) can fit your portfolio [Indexed universal life: Flexibility for Life](https://legacyagent.com/index.php/en/news/permanent-life-insurance/indexed-universal-life-flexibility-for-life): Permanent life insurance and Indexed universal life is a unique strategy that can provide many features including simple issue policies. Let's take a closer look at how Indexed Universal Life (IUL) can fit your portfolio [The Abundant Fixed Annuity Marketplace](https://legacyagent.com/index.php/en/news/annuities/the-abundant-fixed-annuity-marketplace): While Fixed Index Annuities (FIA's) "seem" complex on the surface, they are a GREAT product that safely provides for cash accumulation as well as "guaranteed lifetime income." Let us show you to add annuities to your portfolio [6 Reasons You Should Begin Selling Fixed Index Annuities](https://legacyagent.com/index.php/en/news/annuities/6-reasons-you-should-begin-selling-fixed-index-annuities): While Fixed Index Annuities (FIA's) "seem" complex on the surface, they are a GREAT product that safely provides for cash accumulation as well as "guaranteed lifetime income." Let us show you to add annuities to your portfolio [How to get the most out of your lead campaigns](https://legacyagent.com/index.php/en/news/the-skipper/how-to-get-the-most-out-of-your-lead-campaigns): The Skipper provides life insurance agents with ideas and concepts on how to be a successful life insurance agent. [How to increase income by understanding lead generation](https://legacyagent.com/index.php/en/news/the-skipper/how-to-increase-income-by-understanding-lead-generation): The Skipper provides life insurance agents with ideas and concepts on how to be a successful life insurance agent. [The Absence of Salesmanship is the Art of Salesmanship](https://legacyagent.com/index.php/en/news/the-skipper/the-absence-of-salesmanship-is-the-art-of-salesmanship): The Skipper provides life insurance agents with ideas and concepts on how to be a successful life insurance agent. [How to Properly Field Underwrite a Life Insurance Application](https://legacyagent.com/index.php/en/news/the-skipper/how-to-properly-field-underwrite-a-life-insurance-application): The Skipper provides life insurance agents with ideas and concepts on how to be a successful life insurance agent. [The Number One Mistake in Appointment Setting](https://legacyagent.com/index.php/en/news/the-skipper/the-number-one-mistake-in-appointment-setting): The Skipper provides life insurance agents with ideas and concepts on how to be a successful life insurance agent. [How to work your book of business](https://legacyagent.com/index.php/en/news/the-skipper/how-to-work-your-book-of-business): The Skipper provides life insurance agents with ideas and concepts on how to be a successful life insurance agent. [Advisers: Believe In Your Message](https://legacyagent.com/index.php/en/news/the-skipper/advisers-believe-in-your-message): The Skipper provides life insurance agents with ideas and concepts on how to be a successful life insurance agent. [Why Educating Your Prospect is so Important](https://legacyagent.com/index.php/en/news/the-skipper/why-educating-your-prospect-is-so-important): The Skipper provides life insurance agents with ideas and concepts on how to be a successful life insurance agent. [Life Insurance Lead Generation](https://legacyagent.com/index.php/en/lead-generation): Our life insurance lead programs are designed to put more money in your pocket. Life insurance leads such as direct mail, aged direct mail or Facebook digital leads, Fresh "A" Leads by the each on a weekly program and more. [How to overcome “I already have that covered” objection](https://legacyagent.com/index.php/en/news/the-skipper/how-to-overcome-i-already-have-that-covered-objection): The Skipper provides life insurance agents with ideas and concepts on how to be a successful life insurance agent. [Get Outside the Box! 6 Ways to Close More Life Sales.](https://legacyagent.com/index.php/en/news/the-skipper/get-outside-the-box-6-ways-to-close-more-life-sales): The Skipper provides life insurance agents with ideas and concepts on how to be a successful life insurance agent. [THe Mortgage Protection Market](https://legacyagent.com/index.php/en/mortgage-protection-market): If you’re looking to sell mortgage protection life insurance or already do, then joining Legacy is the best choice. We have been in mortgage protection for decades offering agents the highest commissions, up to 115%. [The Final Expense Market](https://legacyagent.com/index.php/en/final-expense-market): We’ve all heard the Kool-Aid. Final Expense and Burial Insurance is one of the markets we specialize in with high commissions. Agents are also able to marry the Final Expense business with Mortgage Protection as the life insurance sales process [One-on-One Mentorship for Agents | Legacy Agent Support System](https://legacyagent.com/index.php/en/mentorship): At Legacy Agent, mentorship means real one-on-one coaching, not empty hype. Learn from field-tested leaders who actually sell — and want you to succeed. [Contracting Request](https://legacyagent.com/index.php/en/contracting-request): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Term Life Insurance Risk Assessments](https://legacyagent.com/index.php/en/term-life-insurance-risk-assessments): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Agent Alert: Reminder Signature Term SI Withdrawal](https://legacyagent.com/index.php/en/agent-alert-reminder-signature-term-si-withdrawal): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Voicemail Life Insurance Leads](https://legacyagent.com/index.php/en/voicemail-insurance-leads): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Facebook Life Insurance Leads](https://legacyagent.com/index.php/en/facebook-exclusive-leads): Our Facebook life insurance lead programs are designed to put more money in your pocket. [Withdrawal of PlanRight Voice Signature Telesales](https://legacyagent.com/index.php/en/withdrawal-of-planright-voice-signature-telesales): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Facebook Premium Life Insurance Leads](https://legacyagent.com/index.php/en/facebook-premium-leads): Our Facebook life insurance lead programs are designed to put more money in your pocket. Life insurance questions are asked and answered. [American National: Agent Alert: Band Changes](https://legacyagent.com/index.php/en/american-national-agent-alert-band-changes): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Phone-In Life Insurance Leads](https://legacyagent.com/index.php/en/phone-in-leads): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Privacy Policy](https://legacyagent.com/index.php/en/privacy-policy): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Life Insurance Directmail Leads by the each](https://legacyagent.com/index.php/en/directmail-leads-by-the-each): Fresh Exclusive Life Insurance Directmail Leads by the each for mortgage protection with commissions up to 115% [Life Insurance Agent Partner Benefits](https://legacyagent.com/index.php/en/partner-benefits): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Carrier Apps & Guides](https://legacyagent.com/index.php/en/carrier-apps-guides): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Chat with Legacy](https://legacyagent.com/index.php/en/chat-with-legacy): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Contact DigitalHP](https://legacyagent.com/index.php/en/contact-digitalhp): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Direct Mailing Done Better](https://legacyagent.com/index.php/en/direct-mailing-done-better): Legacy is an IMO offering high commissions for independent life insurance agents in Mortgage Protection & Final Expense, along with unlimited sales support. [Legacy Agent | Tools, Mentorship & High Commissions for Life Insurance Agents](https://dev.legacyagent.com/index.php/en/): Join Legacy Agent and grow your life insurance business with real mentorship, lead support, and top carrier contracts — no hype, no fees, no pressure. [Get Started with Legacy Agent | Steps to Onboard & Start Selling](https://dev.legacyagent.com/index.php/en/career/get-started): Ready to get started with Legacy Agent? Follow our simple steps to request contracting, explore lead options, and access the tools you need to sell. [About Legacy Agent | Mentorship & Support for Independent Agents](https://dev.legacyagent.com/index.php/en/about): Learn what makes Legacy Agent different. Real mentorship, production-based tools, and no fluff. Built for independent life insurance agents who want to win. [Join Legacy Agent | High-Commissions, Mentorship & Tools](https://dev.legacyagent.com/index.php/en/career): Join Legacy Agent and build your business with real mentorship, high commissions, and proven tools — without the fluff, fees, or forced recruiting. [Contact Legacy Agent | Reach Out for Agent Support or Onboarding Questions](https://dev.legacyagent.com/index.php/en/contact-us): Have a question about getting started, contracting, or lead support? Contact Legacy Agent today — we’re here to help independent life agents grow. [Legacy Agent News & Updates | Agent Tips, Announcements, and Training Insights](https://dev.legacyagent.com/index.php/en/news/latest-news): Stay up to date with Legacy Agent news, agent training tips, product updates, and insights for building a successful life insurance career. [How to Sell Final Expense Life Insurance | Training, Scripts & Support – Legacy Agent](https://dev.legacyagent.com/index.php/en/news/final-expense): Learn how to sell Final Expense insurance with Legacy Agent’s field-tested training, sales scripts, and lead support. Ideal for new and experienced agents. [How to Sell Mortgage Protection Insurance | Sales Training & Scripts – Legacy Agent](https://dev.legacyagent.com/index.php/en/news/mortgage-protection): Learn how to sell Mortgage Protection life insurance with Legacy Agent’s proven sales scripts, lead strategy, and training support for independent agents. [How to Sell Permanent Life Insurance | Whole Life & IUL Training – Legacy Agent](https://dev.legacyagent.com/index.php/en/news/permanent-life-insurance): Learn how to sell permanent life insurance with Legacy Agent’s support. Training, scripts, and tools to help agents succeed with Whole Life and IUL. [How to Sell Annuities | Fixed & Indexed Annuity Training for Agents – Legacy Agent](https://dev.legacyagent.com/index.php/en/news/annuities): Learn how to sell annuities with Legacy Agent’s proven support. We offer training, simple explanations, and tools to help agents succeed with fixed and indexed annuities. [What We Do for Agents | Mentorship, Tools & Lead Support – Legacy Agent](https://dev.legacyagent.com/index.php/en/services): See how Legacy Agent helps life insurance producers succeed with real mentorship, sales tools, flexible lead options, and practical training — no fluff. [The Skipper | Sales Mindset, Focus & Real Talk for Life Insurance Agents – Legacy Agent](https://dev.legacyagent.com/index.php/en/news/the-skipper): Meet The Skipper — a mindset guide for life insurance agents navigating sales, distractions, and the work that actually builds a career. Real talk, no fluff. [Top Life Insurance Carriers for Agents | Final Expense, MP & IUL – Legacy Agent](https://dev.legacyagent.com/index.php/en/career/our-carriers): Legacy Agent offers access to top-rated carriers in Final Expense, Mortgage Protection, Term, Whole Life, and IUL — with no quotas, fees, or fluff. [Agent Newsletter | Sales Tips, Updates & Training from Legacy Agent](https://dev.legacyagent.com/index.php/en/news/agent-newsletter): Browse our agent newsletters for life insurance sales tips, product updates, and training insights. Want to stay in the loop? Click a title to join our list. [Get Contracted with Legacy Agent | Fast, Free Life Insurance Appointments](https://dev.legacyagent.com/index.php/en/contracting): Get contracted with Legacy Agent and start selling life insurance your way. We help you get appointed quickly with the tools and support to succeed. [Get Started with Legacy Agent | Steps to Onboard & Start Selling](https://dev.legacyagent.com/index.php/en/getting-started): Ready to get started with Legacy Agent? Follow our simple steps to request contracting, explore lead options, and access the tools you need to sell. [Get Started with Legacy Agent | Onboarding for New Life Insurance Agents](https://legacyagent.com/index.php/en/career/get-started): New to Legacy Agent? Follow our simple onboarding steps to access training, carrier contracts, quoting tools, and expert mentorship — all in one place. [Our Life Insurance Carriers | Legacy Agent Carrier Lineup](https://legacyagent.com/index.php/en/career/our-carriers): Explore Legacy Agent’s carrier lineup — offering top-rated life insurance companies for Final Expense, Mortgage Protection, Term, and IUL sales. [Get Your Life Insurance License | Step-by-Step Guide from Legacy Agent](https://legacyagent.com/index.php/en/get-licensed): Want to become a licensed life insurance agent? Follow Legacy Agent’s simple, step-by-step guide to getting licensed in your state — with expert support.