If you prefer not to manage cases directly, you can participate through the Referral Partnership Model by connecting your clients with a certified Subject Matter Expert (SME).

The SME handles the entire process—from initial consultation and strategy design to implementation and ongoing client support—ensuring your client receives a high level of guidance throughout.

This approach allows you to:

• Provide immediate value to your clients
• Participate in the opportunity without managing the case directly
• Leverage experienced expertise to ensure proper strategy execution

• Earn while you learn through real case involvement
• Develop disciplined language, strategy clarity, and presentation confidence
• Build the competence to lead consultations independently
• Establish long-term advisory skill — not transactional habits

Some agents choose to operate exclusively through referrals, while others use this model alongside mentorship as they build their own expertise over time.

The goal is simple: develop independent Infinite Banking Consultants who can lead cases with professionalism, clarity, and confidence.

Infinite Banking and Debt Elimination strategies require more than product knowledge. They require disciplined positioning, responsible structure, and confidence in communication.

This strategy is designed to ensure that advisors engage with it in a way that prioritizes accuracy, clarity, and long-term client outcomes.

• Infinite Banking is strategy-driven, not product-driven
• Proper positioning protects both the client and the advisor
• Structured guidance ensures strategies are implemented correctlyMastery requires structured development

This platform bridges the gap between understanding the strategy and applying it effectively in real client situations.

Agents who choose to participate through the Referral Partnership Model will receive a 30% commission split, with 70% allocated to the Subject Matter Expert (SME) who manages the case.

The SME handles the full process—from strategy design and client consultation to implementation and ongoing service—ensuring the client receives a high level of guidance throughout.

This structure allows you to:

• Participate without managing the case directly
• Deliver immediate value to your clients
• Leverage experienced expertise to ensure proper strategy execution

The mentorship program follows a structured progression designed to develop competence through real case participation.

Each stage builds experience, confidence, and communication skill while maintaining the integrity of the Infinite Banking strategy.

This pathway allows you to:

• Learn by working directly on real client cases
• Develop confidence in communication and strategy delivery
• Gradually transition into leading your own consultations
• Build a long-term advisory skillset beyond transactional sales

Progress within the Legacy platform is built on a combination of experience, communication confidence, and demonstrated competence in applying Infinite Banking strategy responsibly.

For agents participating through the Mentorship Pathway, advancement reflects readiness to engage in client conversations, structure cases appropriately, and deliver long-term value with clarity and professionalism.

Agents participating through the Referral Partnership Model contribute by connecting clients with experienced advisors, ensuring proper strategy execution without direct case management.

Whether participating through referral or mentorship, all agents operate within a system designed to prioritize client outcomes, integrity, and long-term success.

Your level of involvement may differ—but the standard of professionalism
and client impact remains the same.

• A Confident Consultant
You develop the ability to guide clients through complex financial conversations with clarity and professionalism.

• A Strategic Case Designer
For those participating more actively, you learn how to structure Infinite Banking strategies tailored to each client’s long-term goals and financial realities.

• A Trusted Advisory Resource
Clients begin to view you not just as an insurance advisor, but as a long-term financial strategist.

• A Future Leader
As your experience grows, you may have the opportunity to support and mentor other agents entering the platform.

The goal is not simply to help you write policies—it is to elevate your role as a trusted advisor while allowing you to participate at the level that fits your goals and experience.

Whether you are referring clients or actively developing your own cases, these resources are designed to support your growth and confidence.

A consumer-focused platform that helps individuals understand Infinite Banking and strategic debt elimination.

Agents can use this resource to introduce clients to the strategy, build interest, and support conversations—whether you are referring a case to an SME or preparing to engage more actively.

This tool helps you start the conversation with confidence while ensuring clients receive clear, consistent messaging from the very beginning.

Ideal for sharing with prospects before scheduling a consultation.

Elisa for Life is a digital life insurance lead opportunity that may align well with agents working in the Debt Elimination and Infinite Banking market. It can help connect you with better-informed prospects who are already exploring life insurance solutions, including conversations that may lead to permanent product opportunities.

A simple way to explore this lead opportunity.

1. Confirm your interest with the Leadership Council
2. Select your preferred pathway based on whether you want to participate through Referral or Mentorship
3. Receive guidance on next steps based on your selected pathway and current experience level
4. Take your first step — either refer a client or begin participating in a guided case

That’s it. The goal is simple: help you begin with clarity and move forward with confidence.

Complete the form below and a member of the Leadership Council will connect
with you to help you take the next step.

You can change your pathway at any time—this simply helps us guide you appropriately.

The Debt Elimination & Infinite Banking platform is supported by Legacy’s Leadership Council—experienced advisors committed to helping agents develop the knowledge, discipline, and confidence required to guide clients effectively.

The Council supports both agents who are learning the strategy and those participating through referral partnerships.

Whether you choose to participate through referral or mentorship, the Leadership Council provides guidance to ensure strategies are implemented with clarity, integrity, and professionalism.